Terms of Service

Last Updated: February 26, 2026

Welcome to Peabody Compliance. These Terms of Service ("Terms") govern your access to and use of our website, SDKs, APIs, and verification services. By using our services, you agree to be bound by these Terms.

1. Description of Service

Peabody Compliance provides device integrity, geolocation verification, and risk scoring infrastructure ("Services"). These Services are designed to assist businesses in meeting regulatory requirements and preventing fraud.

2. Use of Services

You agree to use the Services only for lawful purposes and in accordance with these Terms. You are responsible for:

  • Maintaining the confidentiality of your API keys and account credentials.
  • Ensuring all data provided to the Services is accurate and obtained legally.
  • Complying with all applicable privacy laws regarding your users' data.

3. User Representations and Indemnification

You represent and warrant that you will not offer any services in any jurisdiction where such services are prohibited. You agree to defend, indemnify, and hold harmless Peabody Software, LLC, its affiliates, and their respective officers, directors, managers, employees, owners, partners, and agents from and against any and all liability resulting from any breach of this representation.

4. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL PEABODY COMPLIANCE BE LIABLE FOR ANY INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES, INCLUDING WITHOUT LIMITATION DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES.

UNDER NO CIRCUMSTANCES SHALL THE TOTAL AGGREGATE LIABILITY OF PEABODY COMPLIANCE ARISING OUT OF OR RELATED TO THESE TERMS OR THE SERVICES, WHETHER IN CONTRACT, TORT, OR OTHERWISE, EXCEED THE GREATER OF: (A) FIVE THOUSAND DOLLARS ($5,000.00 USD); OR (B) ONE (1) TIMES THE TOTAL ANNUAL FEES PAID BY YOU TO PEABODY COMPLIANCE FOR THE SERVICES IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM.

5. Governing Law

These Terms and any dispute or claim arising out of or in connection with them or their subject matter or formation shall be governed by and construed in accordance with the internal laws of the State of Florida, without giving effect to any choice or conflict of law provision or rule.

6. Dispute Resolution & Mandatory Arbitration

Any dispute, claim, or controversy arising out of or relating to these Terms or the breach, termination, enforcement, interpretation, or validity thereof, including the determination of the scope or applicability of this agreement to arbitrate, shall be determined by binding arbitration in Orlando, Florida.

The arbitration shall be administered by a recognized arbitration provider (such as JAMS or AAA) pursuant to its streamlined arbitration rules and procedures. Discovery shall be limited to an exchange of documents, and no depositions shall be permitted. Judgment on the Award may be entered in any court having jurisdiction. This clause shall not preclude parties from seeking provisional remedies in aid of arbitration from a court of appropriate jurisdiction.

WAIVER OF JURY TRIAL: THE PARTIES HEREBY IRREVOCABLY WAIVE, TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, ANY AND ALL RIGHT TO TRIAL BY JURY IN ANY LEGAL PROCEEDING ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICES.

7. Intellectual Property

The Services, including the APIs, SDKs, and all related software and branding, are the exclusive property of Peabody Compliance and its licensors. No rights are granted to you except as expressly set forth in these Terms.

8. Termination

We reserve the right to suspend or terminate your access to the Services at our sole discretion, without notice, for conduct that we believe violates these Terms or is harmful to other users of the Services, us, or third parties, or for any other reason.

9. Modifications to Terms

We may revise these Terms from time to time. The most current version will always be posted on our website. By continuing to access or use the Services after revisions become effective, you agree to be bound by the revised Terms.